Personal injury is physical or psychological harm as a result of an accident, or the negligence of another person, government agency, company, or any entity. It is a legal term for an injury to the mind, body, or emotions.
There is also a liability coverage option if you have taken any insurance policy. If someone gets injures themselves either physically injured or mentally anguished while on your premises, sue for personal injury or need medical attention.
It is your right to get the claim for your liability coverage or insurance policy as per their promises. There are many common personal injury cases for which you ask for claims.
The 5 Most Common Types of Personal Injury Cases or Claims
1. Traffic Collisions
A motor vehicle collision or car accident or car crash occurs when one vehicle hits another vehicle, person, animal, road debris, pedestrians, or other stationary obstruction. Traffic collisions mostly result in personal injury, death, disability, and property damage as well as financial costs to both the individuals and society involved. Due to bad luck, if you ever face a road accident, the first thing to need to do after first aid and securing yourself is called the insurance company and inform them about the accident so that they can conduct a surveyor to evaluate the loss. Also, File an FIR, click pictures for evidence, provide the required documentation to the insurance company, and request them to send a surveyor for a claim.
2. Slip and fall accidents
A slip and fall injury or a trip and fall is also a type of personal injury claim or case, as the result, someone may suffer from a broken bone, spinal cord injury, neck injury, concussions, and knee and ankle injuries. These injuries may occur due to slips caused by wet or greasy surfaces and trips – caused by an obstacle. And a “fall” often occurs as a result of either a trip or a slip. After tripping, slipping, and falling on someone else property due to the negligence of property owners, you should take an action to get the slip and fall liability claim. An injury lawyer can help you to file a claim in these types of cases.
3. Professional Malpractice
Professional malpractice occurs due to misdeeds or negligence by the professionals, such as dentists, doctors, chiropractors, nurses, optometrists, injury lawyers, accountants, architects, engineers, and so forth. The plaintiff has to prove that a professional fails to fulfill their duty and responsibility, as a result, he/she gets breach, injury, and damages.
4. Defective products
Defective products mean when you purchase a product and it has manufacturing defects that are harmful or injuries for someone but the manufacturer did not inform it on the label or other side. There may something wrong with that product and it does not work. The consumer may get serious injury if a seller provides incorrect user instructions, false claims, wrong warning of consumer risks, false advertisements, and improper warning labels.
5. Wrong death
Wrongful death is a case or claim against a person when he/she dies due to the legal fault of another person. Normally wrongful death occurs due to road accidents, medical malpractices, defective products, and unsafe workplaces. A plaintiff wants compensation for the loss, such as lost companionship, lost wages from the deceased, and funeral expenses.